diff --git a/service/Application/Home/View/Default/Public/FooterNav.html b/service/Application/Home/View/Default/Public/FooterNav.html
index 0fe89f4cf..6463c2eab 100755
--- a/service/Application/Home/View/Default/Public/FooterNav.html
+++ b/service/Application/Home/View/Default/Public/FooterNav.html
@@ -1,5 +1,5 @@
 <hr data-am-widget="divider" class="am-divider am-divider-default" />
-<footer data-am-widget="footer" class="am-footer am-footer-default" data-am-footer="{}" <if condition="!empty($max_width_style)">style="{{$max_width_style}}"</if>>
+<footer data-am-widget="footer" class="am-footer am-footer-default" data-am-footer="{}">
 	<div class="footer-nav-list">
 		<foreach name="nav_footer" key="k" item="v">
 			<a href="{{$v.url}}" <if condition="$v['is_new_window_open'] eq 1">target="_blank"</if>>{{$v.name}}</a>
@@ -9,8 +9,8 @@
 		</foreach>
 	</div>
 	<div class="am-footer-miscs">
-		<p>由 <a href="http://shopxo.net/" title="ShopXO" target="_blank" class="">ShopXO</a> 提供技术支持</p>
-		<p>CopyRight©2014-{{:date('Y')}} ShopXO {{:L('common_application_ver')}} Inc.</p>
+		<p>由 <a href="http://shopxo.net/" title="ShopXO电商系统" target="_blank" class="">ShopXO</a> 提供技术支持</p>
+		<p>CopyRight©2016-{{:date('Y')}} ShopXO {{:L('common_application_ver')}} Inc.</p>
 		<p>{{:MyC('home_site_icp')}}</p>
 	</div>
 </footer>
\ No newline at end of file
diff --git a/service/Application/Runtime/Temp/38432eb7369925b9a826f2b9f64e2262.php b/service/Application/Runtime/Temp/38432eb7369925b9a826f2b9f64e2262.php
index f31f047fc..03f981a3b 100644
--- a/service/Application/Runtime/Temp/38432eb7369925b9a826f2b9f64e2262.php
+++ b/service/Application/Runtime/Temp/38432eb7369925b9a826f2b9f64e2262.php
@@ -1,3 +1,3 @@
 <?php
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margin: 10px 0px; padding: 0px; font-family: inherit; font-weight: 500; line-height: 1.1; color: inherit; font-size: 18px;">特别提示</h4><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">1.意真（上海）金融信息服务有限公司（以下简称“意真金融”）在此特别提醒您（以下简称“用户”，指注册、登录、使用意真金融提供的信息服务的个人）在注册成为用户之前，请认真阅读本《用户服务协议》（以下简称“本协议”），确保您充分理解本协议中各条款。<span style="box-sizing: border-box; margin: 0px; padding: 0px; font-weight: 700;">特别是本协议中免除意真金融责任和限制用户权利的条款，请用户仔细阅读，自主考虑风险</span>。</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">2.请用户审慎阅读并选择接受或不接受本协议。除非用户接受本协议所有条款，否则用户无权注册、登录或使用本协议所涉服务。用户的注册、登录、使用等行为将视为对本协议的接受，并同意接受本协议各项条款的约束。</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">3.意真金融按照本协议规定通过所拥有的“指尖贷”软件（以下简称“指尖贷平台”）为用户提供服务，本协议在意真金融与用户之间具有合同效力。本协议内容可由意真金融随时更新，更新后的协议条款一旦在指尖贷平台公布即代替原来的协议条款，恕不再另行通知，用户可在本网站查阅最新版协议条款。在意真金融修改协议条款后，如果用户不接受修改后的条款，请立即停止使用意真金融提供的服务，用户继续使用意真金融提供的服务将被视为接受修改后的协议。</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">4.本协议内容包括以下条款及已经发布的或将来可能发布的各类规则。所有规则为协议不可分割的一部分，与协议正文具有同等法律效力。</p></section><p><br/></p><section><h5 style="box-sizing: border-box; margin: 10px 0px; padding: 0px; font-family: inherit; font-weight: 500; line-height: 1.1; color: inherit; font-size: 14px;"><span style="box-sizing: border-box; margin: 0px; padding: 0px; font-weight: 700;">一、帐号注册</span></h5><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">1.用户在使用本服务前需要注册一个“指尖贷”帐号（以下简称“注册帐号”或者“指尖贷帐号”）。用户在注册指尖贷帐号时：</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">1)须按照指尖贷平台规定的申请注册会员的表格，真实、准确、完整地填写信息或提供资料，且须维持并及时更新资料, 使其保持真实、准确、完整地反应用户当前情况。</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">2)指尖贷帐号应当使用手机号码绑定注册，请用户使用尚未与指尖贷帐号绑定的手机号码注册指尖贷帐号。</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">2.鉴于指尖贷帐号的注册方式及业务性质，用户同意意真金融使用用户注册时提供的手机号码及自动提取用户的手机设备识别码、ip地址等信息</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">3.在用户注册及使用本服务时，意真金融需要收集能识别用户身份的个人信息以便意真金融可以在必要时联系用户，或为用户提供更好的使用体验。意真金融收集的信息包括但不限于用户的身份证信息、银行卡信息、手机详单里面的其他联系人手机号、工作信息、住宅信息、联系人信息、信用报告、工作证明、收入证明、信用卡信息、房产信息、车辆信息、网购信息、学历证明、婚姻情况证明以及学生信息等。意真金融同意对这些信息的使用将受限于本协议有关用户个人隐私信息保护的约束。</p></section><section><h5 style="box-sizing: border-box; margin: 10px 0px; padding: 0px; font-family: inherit; font-weight: 500; line-height: 1.1; color: inherit; font-size: 14px;"><span style="box-sizing: border-box; margin: 0px; padding: 0px; font-weight: 700;">二、服务内容</span></h5><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">1.意真金融根据用户的需求提供借款的交易信息、交易管理服务及与之相关的一系列用户服务。具体详情以指尖贷平台当时提供的服务内容为准。意真金融可以随时对其提供的服务予以变更，用户将会收到意真金融关于服务变更的通知。</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">2.用户使用意真金融提供的服务，需要按照指尖贷平台规定的流程提交以本人名义登记的有效银行借记卡等信息，并在通过验证后，将指尖贷账户与前述银行账户进行绑定</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">3.用户通过指尖贷平台申请使用借款服务时，根据情况需向指尖贷平台进一步提交规定的资料和信息，意真金融有权对用户提交资料及信息的真实性、有效性及合法性，以及用户的信用状况进行核实。用户的申请通过审核之后可通过指尖贷平台使用相关借款服务。</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">4.用户在注册帐号或使用指尖贷提供的服务的过程中如提交的信息或者资料不真实、不完整或不符合法律法规的规定，则可能无法使用本服务或在使用本服务的过程中受到限制。意真金融有权对用户提供信息的真实性、有效性进行核实，包括向用户公司电话求证、向用户联系人进行求证、根据用户提供的手机登录密码查看用户手机详单、查看用户的信用报告等。如用户提供的信息的真实性、合法性、准确性、有效性存在问题而因此给意真金融或第三方造成损害的，用户应当依法予以赔偿。</p></section><section><h5 style="box-sizing: border-box; margin: 10px 0px; padding: 0px; font-family: inherit; font-weight: 500; line-height: 1.1; color: inherit; font-size: 14px;"><span style="box-sizing: border-box; margin: 0px; padding: 0px; font-weight: 700;">三、服务费</span></h5><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">1.用户使用意真金融及指尖贷平台提供的服务，意真金融有权收取服务费。服务费的收取范围包括但不限于：</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">1）账户管理费、软件服务费。用户通过指尖贷平台借款时，意真金融有权在借款转入借款方的账户时先行扣划管理费和软件服务费。若用户借款发生逾期行为，用户将承担一定比例的罚息以补偿催收的费用，罚息计算方式由意真金融提供。</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">2）提现手续费：用户在指尖贷平台进行提现时收取提现手续费。</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">3）其他服务费用。</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">2.具体的收费范围及标准详见用户使用意真金融的服务时，指尖贷平台上所列之收费说明及收费标准。意真金融保留单方面制定及调整平台服务费用收费标准的权利。</p></section><section><h5 style="box-sizing: border-box; margin: 10px 0px; padding: 0px; font-family: inherit; font-weight: 500; line-height: 1.1; color: inherit; font-size: 14px;"><span style="box-sizing: border-box; margin: 0px; padding: 0px; font-weight: 700;">四、账户管理及数据存储</span></h5><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">1.指尖贷只接受中华人民共和国（不包括香港特区、澳门特区及台湾地区）的18周岁以上的具有完全民事行为能力的自然人成为用户。指尖贷保留中止或终止用户身份的权利。</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">2.指尖贷帐号的所有权归意真金融所有，用户完成申请注册手续后，获得指尖贷帐号的使用权，该使用权仅属于初始申请注册人，禁止赠与、借用、租用、转让或售卖。</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">3.用户有权更改或删除“指尖贷”帐户上的个人资料、注册信息等。但用户不得利用指尖贷帐号或指尖贷平台的服务进行如下行为：</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">1)反对宪法所确定的基本原则，危害国家安全、泄漏国家秘密、颠覆国家政权、破坏国家统一的；</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">2)侵害他人名誉、隐私权、商业秘密、商标权、著作权、专利权、其他知识产权及其他权益；</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">3)违反依法律或合约所应负之保密义务；</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">4)冒用他人名义注册帐号或者利用技术手段批量注册帐号，或使用意真金融提供的服务。</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">5)从事任何违法、犯罪活动，如贩卖枪支、毒品、盗版软件或其他违禁品等非法交易；洗钱、套现或传销活动等。</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">6)从事任何可能含有电脑病毒或是可能侵害指尖贷服务系統或者资料的行为。</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">7)利用服务上传、展示或传播虚假的、骚扰性的、中伤他人的、辱骂性的、恐吓性的、庸俗淫秽的或其他任何非法的信息资料。</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">8)其他违反法律法规规定、侵犯其他用户合法权益、干扰指尖贷平台正常运营或意真金融有正当理由认为不适当之行为。</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">4.用户有责任妥善保管注册帐号信息及帐号密码的安全，因用户保管不善可能导致遭受盗号或密码失窃，责任由用户自行承担。若因用户保管不善导致意真金融或者第三方损失，用户需进行赔偿。用户同意在任何情况下不使用其他用户的帐号或密码。在用户怀疑他人使用其帐号或密码时，用户同意立即通知意真金融。</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">5.意真金融通过用户的注册账号及帐号密码来识别用户的指令，用户使用注册帐号和帐号密码登陆后在指尖贷平台的一切行为均代表用户本人，用户操作所产生的电子信息记录均为其个人行为的有效凭据，并由用户本人承担由此产生的全部责任。并且，意真金融不对用户在本服务中自行对相关数据的删除或储存失败负责。</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">6.用户同意，若指尖贷平台监控到用户数据异常或有风险，意真金融有权冻结用户“指尖贷”账号，直到风险排除或确认异常数据为客户本人操作，才可进行解冻操作。</p></section><section><h5 style="box-sizing: border-box; margin: 10px 0px; padding: 0px; font-family: inherit; font-weight: 500; line-height: 1.1; color: inherit; font-size: 14px;"><span style="box-sizing: border-box; margin: 0px; padding: 0px; font-weight: 700;">五、用户个人隐私信息保护</span></h5><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">1.本协议项下的用户信息指用户使用本服务过程中所上传或形成的任何个人信息，包括用户个人隐私信息和非个人隐私信息。个人隐私信息是指涉及用户个人身份或个人隐私的信息，如用户真实姓名、身份证号、手机号码、银行卡信息等。非个人隐私信息是指用户对本服务的操作状态以及使用习惯等明确且客观反映在意真金融服务器端的基本记录信息、个人隐私信息范围外的其它普通信息，以及用户已同意公开的个人隐私信息。</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">2.尊重用户个人隐私信息的私有性是意真金融的一贯制度，意真金融将采取技术措施和其他必要措施，确保用户个人隐私信息安全，防止在提供服务中取得的用户个人隐私信息泄露、毁损或丢失。在发生前述情形或者意真金融发现存在发生前述情形的可能时，将及时采取补救措施。 3. 用户同意意真金融可在以下事项中使用用户的个人隐私信息：</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">1)意真金融向用户及时发送重要通知，如软件更新、本协议条款的变更；</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">2)意真金融内部进行审计、数据分析和研究等，以改进意真金融的产品、服务和与用户之间的沟通；</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">3)意真金融管理、审查用户信息及进行处理措施；</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">4)用户借款发生逾期行为后因催收及与之相关的行为而使用；</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">5)适用的法律法规规定可以使用的其他事项。</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">4.意真金融承诺，除本条第3款规定的使用用途外，未经用户同意不向任何第三方公开、透露用户个人隐私信息。但以下特定情形除外：</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">1)根据法律法规规定或有权机关的指示提供用户的个人隐私信息；</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">2)用户自行向第三方公开其个人隐私信息或由于用户保管注册帐号与密码不慎，由此导致用户个人信息泄漏，或因其他非可归责于意真金融的原因导致的用户个人隐私信息的泄露；</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">3)向提供独立服务且仅要求服务相关的必要信息的供应商提供，如印刷厂、邮递公司等；</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">4)向合作的第三方公开借款逾期的用户个人隐私信息以方便第三方催收欠款金额；</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">5)向意真金融的关联方提供；</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">6)任何由于黑客攻击、电脑病毒侵入及其他不可抗力事件导致用户个人隐私信息的泄露。</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">5.用户同意，如在使用借款服务时发生逾期行为，意真金融或其合作的第三方有权在催收过程中拨打手机详单中其他联系人电话。</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">6.用户同意意真金融自行收集、使用或向第三方提供用户的非个人隐私信息，以改善意真金融的技术和服务，向用户提供更好的服务体验。</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">7.用户同意上海资信有限公司和人民银行征信中心将本人在意真金融公司的信用信息纳入由上海资信征信有限公司建设的网络金融征信系统（NFCS）和人民银行征信中心运营的金融信用信息基础数据库，用于相关法律、法规、规章和规范性文件规定的用途。同时，用户同意意真金融向上海资信征信有限公司查询用户在NFCS网络金融征信系统中的个人信用信息，及通过上海资信征信有限公司向征信中心查询用户的个人信用信息。</p></section><section><h5 style="box-sizing: border-box; margin: 10px 0px; padding: 0px; font-family: inherit; font-weight: 500; line-height: 1.1; color: inherit; font-size: 14px;"><span style="box-sizing: border-box; margin: 0px; padding: 0px; font-weight: 700;">六、风险提示及责任限制</span></h5><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">1.用户理解并确认，用户在使用指尖贷平台服务时可能会因遇到以下风险导致服务中断、变更甚至终止，对此造成的用户或者第三方的损失意真金融不承担责任：</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">1)政策风险：有关法律、法规及相关政策、规则发生变化；</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">2)不可抗力因素导致的风险：不可抗力是指不能预见、不能克服并不能避免且对一方或双方造成重大影响的客观事件，包括但不限于自然灾害如洪水、地震、瘟疫流行和风暴等以及社会事件如战争、动乱、政府行为等。</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">3)计算机病毒或黑客攻击、系统不稳定及其他任何技术、互联网络、通信线路原因等造成的服务中断或不能满足用户要求的风险。</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">2.用户理解并确认，意真金融需要定期或不定期地对“指尖贷”平台或相关的设备进行检修或者维护，如因此类情况而造成服务在合理时间内的中断，意真金融无需为此承担任何责任，但意真金融应事先进行通告。</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">3.如发生下列任何一种情形，意真金融有权变更、中断或终止向用户提供的服务，而无需对用户或任何第三方承担任何责任：</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">1)用户提供信息或资料不真实、不完整，或与注册时信息不一致又未能提供合理证明；</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">2)用户违反相关法律法规或本协议的约定；</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">3)按照法律规定或有权机关的要求；</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">4)出于安全的原因或其他必要的情形。</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">4.除明确表示提供担保的业务外，意真金融不对任何用户及/或任何交易提供任何担保或条件，无论是明示、默示或法定的。意真金融不能也不试图对用户发布的信息进行控制，也不对该等信息承担任何形式的证明、鉴定服务。意真金融及其股东、创建人、高级职员、董事、代理人、关联公司、母公司、子公司和雇员等均不能完全保证平台内容的真实性、充分性、可靠性、准确性、完整性和有效性，并且无需承担任何由此引起的法律责任。</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">5.以上并不能揭示个人会员通过指尖贷平台进行交易的全部风险及市场的全部情形。用户应依赖于个人的独立判断进行交易。在做出交易决策前，用户应全面了解相关交易，根据自身的交易目标、风险承受能力和资产状况等谨慎决策，并自行承担全部风险和法律责任。意真金融依据法律法规或本协议约定获得处理部分用户违法违规或违约内容的权利，不构成意真金融的义务或承诺，意真金融不能保证及时发现用户的违法违规或违约行为或进行相应处理。</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">6.用户理解并同意，鉴于互联网服务的特殊性或者因业务发展需要，意真金融保留单方面对服务的全部或部分服务内容变更、暂停、终止或撤销的权利，用户需承担此风险。</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">7.在任何情况下，意真金融均不对任何间接性、后果性、惩罚性、偶然性、特殊性或刑罚性的损害，包括因用户使用指尖贷或本服务而遭受的利润损失，承担责任（即使意真金融已被告知该等损失的可能性亦然）。</p></section><section><h5 style="box-sizing: border-box; margin: 10px 0px; padding: 0px; font-family: inherit; font-weight: 500; line-height: 1.1; color: inherit; font-size: 14px;"><span style="box-sizing: border-box; margin: 0px; padding: 0px; font-weight: 700;">七、知识产权声明</span></h5><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">1.指尖贷平台上所有内容，包括但不限于文字、图片、资料、平台架构、平台画面的安排、网页设计以及其他意真金融标识及产品或服务的名称等，均归意真金融或其他权利人依法拥有相关商标权、专利权、著作权、商业秘密等知识产权。非经意真金融或其他权利人书面同意，任何人不得擅自使用。</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">2.未经意真金融事先书面同意，用户不得将意真金融标识以任何方式展示或使用或作其他处理，也不得向他人表明用户有权展示、使用、或其他有权处理意真金融标识的行为。</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">3.除另有特别声明外，意真金融向用户提供服务时所依托软件的著作权、专利权及其他知识产权均归意真金融所有。</p></section><section><h5 style="box-sizing: border-box; margin: 10px 0px; padding: 0px; font-family: inherit; font-weight: 500; line-height: 1.1; color: inherit; font-size: 14px;"><span style="box-sizing: border-box; margin: 0px; padding: 0px; font-weight: 700;">八、平台权利</span></h5><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">1.如果意真金融发现或收到他人举报或投诉用户违反本协议约定的，意真金融有权不经客户同意随时对客户账户处以帐号封禁等处罚，且通知用户处理结果。</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">2.用户理解并同意，意真金融有权依合理判断对违反有关法律法规或本协议规定的行为进行处罚，对违法违规的任何用户采取适当的法律行动，并依据法律法规保存有关信息向有关部门报告等，用户应承担由此而产生的一切法律责任。</p></section><section><h5 style="box-sizing: border-box; margin: 10px 0px; padding: 0px; font-family: inherit; font-weight: 500; line-height: 1.1; color: inherit; font-size: 14px;"><span style="box-sizing: border-box; margin: 0px; padding: 0px; font-weight: 700;">九、其他</span></h5><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">1.本协议的效力、解释及纠纷的解决，适用于中华人民共和国法律。若用户和意真金融之间发生任何纠纷或争议，首先应友好协商解决，协商不成的，用户同意将纠纷或争议提交意真金融住所地有管辖权的人民法院管辖。</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">2.本协议的任何条款无论因何种原因无效或不具可执行性，其余条款仍有效，对双方具有约束力。</p></section>";s:24:"common_agreement_shanghu";s:4604:"<p><strong><span style="font-size: 18px;">特别声明：本公司依据快件的重量（而非价值）收取基本运费，赔偿标准是按照是否保价原则为基础。依公平原则，本公司对单票快件的保价价值限定为3万元人民币。否则，寄件人需拆分至单票3万元以下分别寄件，并进行保价；如因所寄递的快件性质无法拆分，请寄件人采取其他运输方式以保障安全。</span></strong></p><p>1、快递详单是本协议的组成部分。本协议自寄件人将快件交付给快递服务组织揽件人员并签字或盖章后成立。</p><p>2、本协议项下快递服务组织是指取得“圆通”商标使用权，并具备圆通网络经营权的快递营业机构。</p><p>3、快递服务组织依法收寄快件，对信件以外的快件按照国家有关规定应当场验视，对禁寄物品和拒绝验视的物品不予收寄。向寄件人提供自寄件之日起，一年的查询服务。</p><p>4、寄件人要准确填写寄件信息，不得交寄有爆炸性、易燃性、腐蚀性、放射性、毒性的危险品、麻醉药品、生化制品、现金以及国家法律、法规禁止寄递的物品。不得隐瞒交寄快件的内件状况，配合快递服务组织验视快件。需要的情况下寄件人应当依照国家规定出示相关部门的安全证明和有效证件。如快件内物品属于禁寄物品，快递服务组织有权根据相关法律法规规定处理。寄件人匿报、隐蔽交寄禁寄和航空限寄物品导致快件服务组织或第三人人身或财产伤害的，寄件人应当向快件服务组织或第三人承担赔偿责任。</p><p>5、快件服务组织在服务过程中造成快件短少、毁损、灭失的，应当承担赔偿责任。寄件人违规交寄或填单有误，造成快件延误、无法送达、无法退还，或因封装不善造成快件延误、毁损、灭失的，由寄件人承担责任。快件服务组织有偿代为封装的，承担因封装不善造成的延误、毁损、灭失的责任。</p><p>6、如地址不正确、联系方式错误、收件人拒收等原因而造成无法派送的快件，若寄件人要求退回的，双程费用均由寄件人承担。</p><p>7、为保证快件安全送达，寄件人办理寄件时须如实申报快件内容和价值，并准确、清楚的填写寄件人、收件人的名称、地址和联系电话等资料。</p><p>8、寄件人可以与快递服务组织约定送达时间，没有约定的按照《快递服务》国家标准GB/T27917的规定。快递服务组织将快件送达收件人地址，经收件人或收件人（寄件人）允许的代收人签字，视为送达。若无收件人姓名，仅有收货单位地址，，则由单位收件人员签字，或盖单位收发章，视为送达。</p><p>9、赔偿标准：是否保价由寄件人自愿选择，贵重物品建议选择保价，保价费最低为1元。</p><p class="timevalue-scontent" style="margin-top: 0px; margin-bottom: 0px; font-weight: normal; line-height: 20px; padding-left: 10px;">(1)、未保价的快件，丢失、毁坏、损少，物品最高赔偿不超过300元/票，文最高不超过100元/票，另有约定的按照约定办理；</p><p class="timevalue-scontent" style="margin-top: 0px; margin-bottom: 0px; font-weight: normal; line-height: 20px; padding-left: 10px;">(2)、文件按100元/票赔偿，如核销单、提单等重要文件按（3）、（4）规定保价和付费赔偿；</p><p class="timevalue-scontent" style="margin-top: 0px; margin-bottom: 0px; font-weight: normal; line-height: 20px; padding-left: 10px;">(3)、单票价值在2000元（含）以内的，保价费为保价金额的0.1%，如快件丢失、损毁、减少的，按保价赔偿，最高不超过2000元；</p><p class="timevalue-scontent" style="margin-top: 0px; margin-bottom: 0px; font-weight: normal; line-height: 20px; padding-left: 10px;">(4)、寄件人确认交寄的快件单价不超过叁万元人民币。价值在2000元以上的，保价费为保价金额的1%，如快件丢失、损坏、短少的，按照实际价值赔偿，最高不超过快件的保价金额；</p><p>10、本协议所称快件的“价值”，是指快件本身物理性质所具备的的价；所谓“损失”，不包括其可能获得的收益、利润、实际用途、商业机会、商业价值等任何直接或间接损失。</p><p>11、免责事由从法律、法规规定。未尽事宜可由协议双方另行商定，在本详情单正面“备注”栏内注明。</p>";s:28:"common_share_giving_integral";s:2:"10";s:20:"common_default_theme";s:7:"Default";s:19:"common_baidu_map_ak";s:24:"XSdiGjfg3wOHiKjpYEMG6CYA";s:19:"home_email_user_reg";s:58:"<p>用户注册，你的验证码是&nbsp;&nbsp;#code#</p>";s:26:"home_email_user_forget_pwd";s:58:"<p>密码找回，你的验证码是&nbsp;&nbsp;#code#</p>";s:29:"home_email_user_email_binding";s:87:"<p style="white-space: normal;">邮箱绑定，你的验证码是&nbsp;&nbsp;#code#</p>";}
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margin: 10px 0px; padding: 0px; font-family: inherit; font-weight: 500; line-height: 1.1; color: inherit; font-size: 18px;">特别提示</h4><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">1.意真（上海）金融信息服务有限公司（以下简称“意真金融”）在此特别提醒您（以下简称“用户”，指注册、登录、使用意真金融提供的信息服务的个人）在注册成为用户之前，请认真阅读本《用户服务协议》（以下简称“本协议”），确保您充分理解本协议中各条款。<span style="box-sizing: border-box; margin: 0px; padding: 0px; font-weight: 700;">特别是本协议中免除意真金融责任和限制用户权利的条款，请用户仔细阅读，自主考虑风险</span>。</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">2.请用户审慎阅读并选择接受或不接受本协议。除非用户接受本协议所有条款，否则用户无权注册、登录或使用本协议所涉服务。用户的注册、登录、使用等行为将视为对本协议的接受，并同意接受本协议各项条款的约束。</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">3.意真金融按照本协议规定通过所拥有的“指尖贷”软件（以下简称“指尖贷平台”）为用户提供服务，本协议在意真金融与用户之间具有合同效力。本协议内容可由意真金融随时更新，更新后的协议条款一旦在指尖贷平台公布即代替原来的协议条款，恕不再另行通知，用户可在本网站查阅最新版协议条款。在意真金融修改协议条款后，如果用户不接受修改后的条款，请立即停止使用意真金融提供的服务，用户继续使用意真金融提供的服务将被视为接受修改后的协议。</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">4.本协议内容包括以下条款及已经发布的或将来可能发布的各类规则。所有规则为协议不可分割的一部分，与协议正文具有同等法律效力。</p></section><p><br/></p><section><h5 style="box-sizing: border-box; margin: 10px 0px; padding: 0px; font-family: inherit; font-weight: 500; line-height: 1.1; color: inherit; font-size: 14px;"><span style="box-sizing: border-box; margin: 0px; padding: 0px; font-weight: 700;">一、帐号注册</span></h5><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">1.用户在使用本服务前需要注册一个“指尖贷”帐号（以下简称“注册帐号”或者“指尖贷帐号”）。用户在注册指尖贷帐号时：</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">1)须按照指尖贷平台规定的申请注册会员的表格，真实、准确、完整地填写信息或提供资料，且须维持并及时更新资料, 使其保持真实、准确、完整地反应用户当前情况。</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">2)指尖贷帐号应当使用手机号码绑定注册，请用户使用尚未与指尖贷帐号绑定的手机号码注册指尖贷帐号。</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">2.鉴于指尖贷帐号的注册方式及业务性质，用户同意意真金融使用用户注册时提供的手机号码及自动提取用户的手机设备识别码、ip地址等信息</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">3.在用户注册及使用本服务时，意真金融需要收集能识别用户身份的个人信息以便意真金融可以在必要时联系用户，或为用户提供更好的使用体验。意真金融收集的信息包括但不限于用户的身份证信息、银行卡信息、手机详单里面的其他联系人手机号、工作信息、住宅信息、联系人信息、信用报告、工作证明、收入证明、信用卡信息、房产信息、车辆信息、网购信息、学历证明、婚姻情况证明以及学生信息等。意真金融同意对这些信息的使用将受限于本协议有关用户个人隐私信息保护的约束。</p></section><section><h5 style="box-sizing: border-box; margin: 10px 0px; padding: 0px; font-family: inherit; font-weight: 500; line-height: 1.1; color: inherit; font-size: 14px;"><span style="box-sizing: border-box; margin: 0px; padding: 0px; font-weight: 700;">二、服务内容</span></h5><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">1.意真金融根据用户的需求提供借款的交易信息、交易管理服务及与之相关的一系列用户服务。具体详情以指尖贷平台当时提供的服务内容为准。意真金融可以随时对其提供的服务予以变更，用户将会收到意真金融关于服务变更的通知。</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">2.用户使用意真金融提供的服务，需要按照指尖贷平台规定的流程提交以本人名义登记的有效银行借记卡等信息，并在通过验证后，将指尖贷账户与前述银行账户进行绑定</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">3.用户通过指尖贷平台申请使用借款服务时，根据情况需向指尖贷平台进一步提交规定的资料和信息，意真金融有权对用户提交资料及信息的真实性、有效性及合法性，以及用户的信用状况进行核实。用户的申请通过审核之后可通过指尖贷平台使用相关借款服务。</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">4.用户在注册帐号或使用指尖贷提供的服务的过程中如提交的信息或者资料不真实、不完整或不符合法律法规的规定，则可能无法使用本服务或在使用本服务的过程中受到限制。意真金融有权对用户提供信息的真实性、有效性进行核实，包括向用户公司电话求证、向用户联系人进行求证、根据用户提供的手机登录密码查看用户手机详单、查看用户的信用报告等。如用户提供的信息的真实性、合法性、准确性、有效性存在问题而因此给意真金融或第三方造成损害的，用户应当依法予以赔偿。</p></section><section><h5 style="box-sizing: border-box; margin: 10px 0px; padding: 0px; font-family: inherit; font-weight: 500; line-height: 1.1; color: inherit; font-size: 14px;"><span style="box-sizing: border-box; margin: 0px; padding: 0px; font-weight: 700;">三、服务费</span></h5><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">1.用户使用意真金融及指尖贷平台提供的服务，意真金融有权收取服务费。服务费的收取范围包括但不限于：</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">1）账户管理费、软件服务费。用户通过指尖贷平台借款时，意真金融有权在借款转入借款方的账户时先行扣划管理费和软件服务费。若用户借款发生逾期行为，用户将承担一定比例的罚息以补偿催收的费用，罚息计算方式由意真金融提供。</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">2）提现手续费：用户在指尖贷平台进行提现时收取提现手续费。</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">3）其他服务费用。</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">2.具体的收费范围及标准详见用户使用意真金融的服务时，指尖贷平台上所列之收费说明及收费标准。意真金融保留单方面制定及调整平台服务费用收费标准的权利。</p></section><section><h5 style="box-sizing: border-box; margin: 10px 0px; padding: 0px; font-family: inherit; font-weight: 500; line-height: 1.1; color: inherit; font-size: 14px;"><span style="box-sizing: border-box; margin: 0px; padding: 0px; font-weight: 700;">四、账户管理及数据存储</span></h5><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">1.指尖贷只接受中华人民共和国（不包括香港特区、澳门特区及台湾地区）的18周岁以上的具有完全民事行为能力的自然人成为用户。指尖贷保留中止或终止用户身份的权利。</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">2.指尖贷帐号的所有权归意真金融所有，用户完成申请注册手续后，获得指尖贷帐号的使用权，该使用权仅属于初始申请注册人，禁止赠与、借用、租用、转让或售卖。</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">3.用户有权更改或删除“指尖贷”帐户上的个人资料、注册信息等。但用户不得利用指尖贷帐号或指尖贷平台的服务进行如下行为：</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">1)反对宪法所确定的基本原则，危害国家安全、泄漏国家秘密、颠覆国家政权、破坏国家统一的；</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">2)侵害他人名誉、隐私权、商业秘密、商标权、著作权、专利权、其他知识产权及其他权益；</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">3)违反依法律或合约所应负之保密义务；</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">4)冒用他人名义注册帐号或者利用技术手段批量注册帐号，或使用意真金融提供的服务。</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">5)从事任何违法、犯罪活动，如贩卖枪支、毒品、盗版软件或其他违禁品等非法交易；洗钱、套现或传销活动等。</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">6)从事任何可能含有电脑病毒或是可能侵害指尖贷服务系統或者资料的行为。</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">7)利用服务上传、展示或传播虚假的、骚扰性的、中伤他人的、辱骂性的、恐吓性的、庸俗淫秽的或其他任何非法的信息资料。</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">8)其他违反法律法规规定、侵犯其他用户合法权益、干扰指尖贷平台正常运营或意真金融有正当理由认为不适当之行为。</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">4.用户有责任妥善保管注册帐号信息及帐号密码的安全，因用户保管不善可能导致遭受盗号或密码失窃，责任由用户自行承担。若因用户保管不善导致意真金融或者第三方损失，用户需进行赔偿。用户同意在任何情况下不使用其他用户的帐号或密码。在用户怀疑他人使用其帐号或密码时，用户同意立即通知意真金融。</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">5.意真金融通过用户的注册账号及帐号密码来识别用户的指令，用户使用注册帐号和帐号密码登陆后在指尖贷平台的一切行为均代表用户本人，用户操作所产生的电子信息记录均为其个人行为的有效凭据，并由用户本人承担由此产生的全部责任。并且，意真金融不对用户在本服务中自行对相关数据的删除或储存失败负责。</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">6.用户同意，若指尖贷平台监控到用户数据异常或有风险，意真金融有权冻结用户“指尖贷”账号，直到风险排除或确认异常数据为客户本人操作，才可进行解冻操作。</p></section><section><h5 style="box-sizing: border-box; margin: 10px 0px; padding: 0px; font-family: inherit; font-weight: 500; line-height: 1.1; color: inherit; font-size: 14px;"><span style="box-sizing: border-box; margin: 0px; padding: 0px; font-weight: 700;">五、用户个人隐私信息保护</span></h5><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">1.本协议项下的用户信息指用户使用本服务过程中所上传或形成的任何个人信息，包括用户个人隐私信息和非个人隐私信息。个人隐私信息是指涉及用户个人身份或个人隐私的信息，如用户真实姓名、身份证号、手机号码、银行卡信息等。非个人隐私信息是指用户对本服务的操作状态以及使用习惯等明确且客观反映在意真金融服务器端的基本记录信息、个人隐私信息范围外的其它普通信息，以及用户已同意公开的个人隐私信息。</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">2.尊重用户个人隐私信息的私有性是意真金融的一贯制度，意真金融将采取技术措施和其他必要措施，确保用户个人隐私信息安全，防止在提供服务中取得的用户个人隐私信息泄露、毁损或丢失。在发生前述情形或者意真金融发现存在发生前述情形的可能时，将及时采取补救措施。 3. 用户同意意真金融可在以下事项中使用用户的个人隐私信息：</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">1)意真金融向用户及时发送重要通知，如软件更新、本协议条款的变更；</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">2)意真金融内部进行审计、数据分析和研究等，以改进意真金融的产品、服务和与用户之间的沟通；</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">3)意真金融管理、审查用户信息及进行处理措施；</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">4)用户借款发生逾期行为后因催收及与之相关的行为而使用；</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">5)适用的法律法规规定可以使用的其他事项。</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">4.意真金融承诺，除本条第3款规定的使用用途外，未经用户同意不向任何第三方公开、透露用户个人隐私信息。但以下特定情形除外：</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">1)根据法律法规规定或有权机关的指示提供用户的个人隐私信息；</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">2)用户自行向第三方公开其个人隐私信息或由于用户保管注册帐号与密码不慎，由此导致用户个人信息泄漏，或因其他非可归责于意真金融的原因导致的用户个人隐私信息的泄露；</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">3)向提供独立服务且仅要求服务相关的必要信息的供应商提供，如印刷厂、邮递公司等；</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">4)向合作的第三方公开借款逾期的用户个人隐私信息以方便第三方催收欠款金额；</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">5)向意真金融的关联方提供；</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">6)任何由于黑客攻击、电脑病毒侵入及其他不可抗力事件导致用户个人隐私信息的泄露。</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">5.用户同意，如在使用借款服务时发生逾期行为，意真金融或其合作的第三方有权在催收过程中拨打手机详单中其他联系人电话。</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">6.用户同意意真金融自行收集、使用或向第三方提供用户的非个人隐私信息，以改善意真金融的技术和服务，向用户提供更好的服务体验。</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">7.用户同意上海资信有限公司和人民银行征信中心将本人在意真金融公司的信用信息纳入由上海资信征信有限公司建设的网络金融征信系统（NFCS）和人民银行征信中心运营的金融信用信息基础数据库，用于相关法律、法规、规章和规范性文件规定的用途。同时，用户同意意真金融向上海资信征信有限公司查询用户在NFCS网络金融征信系统中的个人信用信息，及通过上海资信征信有限公司向征信中心查询用户的个人信用信息。</p></section><section><h5 style="box-sizing: border-box; margin: 10px 0px; padding: 0px; font-family: inherit; font-weight: 500; line-height: 1.1; color: inherit; font-size: 14px;"><span style="box-sizing: border-box; margin: 0px; padding: 0px; font-weight: 700;">六、风险提示及责任限制</span></h5><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">1.用户理解并确认，用户在使用指尖贷平台服务时可能会因遇到以下风险导致服务中断、变更甚至终止，对此造成的用户或者第三方的损失意真金融不承担责任：</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">1)政策风险：有关法律、法规及相关政策、规则发生变化；</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">2)不可抗力因素导致的风险：不可抗力是指不能预见、不能克服并不能避免且对一方或双方造成重大影响的客观事件，包括但不限于自然灾害如洪水、地震、瘟疫流行和风暴等以及社会事件如战争、动乱、政府行为等。</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">3)计算机病毒或黑客攻击、系统不稳定及其他任何技术、互联网络、通信线路原因等造成的服务中断或不能满足用户要求的风险。</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">2.用户理解并确认，意真金融需要定期或不定期地对“指尖贷”平台或相关的设备进行检修或者维护，如因此类情况而造成服务在合理时间内的中断，意真金融无需为此承担任何责任，但意真金融应事先进行通告。</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">3.如发生下列任何一种情形，意真金融有权变更、中断或终止向用户提供的服务，而无需对用户或任何第三方承担任何责任：</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">1)用户提供信息或资料不真实、不完整，或与注册时信息不一致又未能提供合理证明；</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">2)用户违反相关法律法规或本协议的约定；</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">3)按照法律规定或有权机关的要求；</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">4)出于安全的原因或其他必要的情形。</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">4.除明确表示提供担保的业务外，意真金融不对任何用户及/或任何交易提供任何担保或条件，无论是明示、默示或法定的。意真金融不能也不试图对用户发布的信息进行控制，也不对该等信息承担任何形式的证明、鉴定服务。意真金融及其股东、创建人、高级职员、董事、代理人、关联公司、母公司、子公司和雇员等均不能完全保证平台内容的真实性、充分性、可靠性、准确性、完整性和有效性，并且无需承担任何由此引起的法律责任。</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">5.以上并不能揭示个人会员通过指尖贷平台进行交易的全部风险及市场的全部情形。用户应依赖于个人的独立判断进行交易。在做出交易决策前，用户应全面了解相关交易，根据自身的交易目标、风险承受能力和资产状况等谨慎决策，并自行承担全部风险和法律责任。意真金融依据法律法规或本协议约定获得处理部分用户违法违规或违约内容的权利，不构成意真金融的义务或承诺，意真金融不能保证及时发现用户的违法违规或违约行为或进行相应处理。</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">6.用户理解并同意，鉴于互联网服务的特殊性或者因业务发展需要，意真金融保留单方面对服务的全部或部分服务内容变更、暂停、终止或撤销的权利，用户需承担此风险。</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">7.在任何情况下，意真金融均不对任何间接性、后果性、惩罚性、偶然性、特殊性或刑罚性的损害，包括因用户使用指尖贷或本服务而遭受的利润损失，承担责任（即使意真金融已被告知该等损失的可能性亦然）。</p></section><section><h5 style="box-sizing: border-box; margin: 10px 0px; padding: 0px; font-family: inherit; font-weight: 500; line-height: 1.1; color: inherit; font-size: 14px;"><span style="box-sizing: border-box; margin: 0px; padding: 0px; font-weight: 700;">七、知识产权声明</span></h5><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">1.指尖贷平台上所有内容，包括但不限于文字、图片、资料、平台架构、平台画面的安排、网页设计以及其他意真金融标识及产品或服务的名称等，均归意真金融或其他权利人依法拥有相关商标权、专利权、著作权、商业秘密等知识产权。非经意真金融或其他权利人书面同意，任何人不得擅自使用。</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">2.未经意真金融事先书面同意，用户不得将意真金融标识以任何方式展示或使用或作其他处理，也不得向他人表明用户有权展示、使用、或其他有权处理意真金融标识的行为。</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">3.除另有特别声明外，意真金融向用户提供服务时所依托软件的著作权、专利权及其他知识产权均归意真金融所有。</p></section><section><h5 style="box-sizing: border-box; margin: 10px 0px; padding: 0px; font-family: inherit; font-weight: 500; line-height: 1.1; color: inherit; font-size: 14px;"><span style="box-sizing: border-box; margin: 0px; padding: 0px; font-weight: 700;">八、平台权利</span></h5><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">1.如果意真金融发现或收到他人举报或投诉用户违反本协议约定的，意真金融有权不经客户同意随时对客户账户处以帐号封禁等处罚，且通知用户处理结果。</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">2.用户理解并同意，意真金融有权依合理判断对违反有关法律法规或本协议规定的行为进行处罚，对违法违规的任何用户采取适当的法律行动，并依据法律法规保存有关信息向有关部门报告等，用户应承担由此而产生的一切法律责任。</p></section><section><h5 style="box-sizing: border-box; margin: 10px 0px; padding: 0px; font-family: inherit; font-weight: 500; line-height: 1.1; color: inherit; font-size: 14px;"><span style="box-sizing: border-box; margin: 0px; padding: 0px; font-weight: 700;">九、其他</span></h5><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">1.本协议的效力、解释及纠纷的解决，适用于中华人民共和国法律。若用户和意真金融之间发生任何纠纷或争议，首先应友好协商解决，协商不成的，用户同意将纠纷或争议提交意真金融住所地有管辖权的人民法院管辖。</p><p style="box-sizing: border-box; margin-top: 0px; margin-bottom: 10px; padding: 0px;">2.本协议的任何条款无论因何种原因无效或不具可执行性，其余条款仍有效，对双方具有约束力。</p></section>";s:24:"common_agreement_shanghu";s:4604:"<p><strong><span style="font-size: 18px;">特别声明：本公司依据快件的重量（而非价值）收取基本运费，赔偿标准是按照是否保价原则为基础。依公平原则，本公司对单票快件的保价价值限定为3万元人民币。否则，寄件人需拆分至单票3万元以下分别寄件，并进行保价；如因所寄递的快件性质无法拆分，请寄件人采取其他运输方式以保障安全。</span></strong></p><p>1、快递详单是本协议的组成部分。本协议自寄件人将快件交付给快递服务组织揽件人员并签字或盖章后成立。</p><p>2、本协议项下快递服务组织是指取得“圆通”商标使用权，并具备圆通网络经营权的快递营业机构。</p><p>3、快递服务组织依法收寄快件，对信件以外的快件按照国家有关规定应当场验视，对禁寄物品和拒绝验视的物品不予收寄。向寄件人提供自寄件之日起，一年的查询服务。</p><p>4、寄件人要准确填写寄件信息，不得交寄有爆炸性、易燃性、腐蚀性、放射性、毒性的危险品、麻醉药品、生化制品、现金以及国家法律、法规禁止寄递的物品。不得隐瞒交寄快件的内件状况，配合快递服务组织验视快件。需要的情况下寄件人应当依照国家规定出示相关部门的安全证明和有效证件。如快件内物品属于禁寄物品，快递服务组织有权根据相关法律法规规定处理。寄件人匿报、隐蔽交寄禁寄和航空限寄物品导致快件服务组织或第三人人身或财产伤害的，寄件人应当向快件服务组织或第三人承担赔偿责任。</p><p>5、快件服务组织在服务过程中造成快件短少、毁损、灭失的，应当承担赔偿责任。寄件人违规交寄或填单有误，造成快件延误、无法送达、无法退还，或因封装不善造成快件延误、毁损、灭失的，由寄件人承担责任。快件服务组织有偿代为封装的，承担因封装不善造成的延误、毁损、灭失的责任。</p><p>6、如地址不正确、联系方式错误、收件人拒收等原因而造成无法派送的快件，若寄件人要求退回的，双程费用均由寄件人承担。</p><p>7、为保证快件安全送达，寄件人办理寄件时须如实申报快件内容和价值，并准确、清楚的填写寄件人、收件人的名称、地址和联系电话等资料。</p><p>8、寄件人可以与快递服务组织约定送达时间，没有约定的按照《快递服务》国家标准GB/T27917的规定。快递服务组织将快件送达收件人地址，经收件人或收件人（寄件人）允许的代收人签字，视为送达。若无收件人姓名，仅有收货单位地址，，则由单位收件人员签字，或盖单位收发章，视为送达。</p><p>9、赔偿标准：是否保价由寄件人自愿选择，贵重物品建议选择保价，保价费最低为1元。</p><p class="timevalue-scontent" style="margin-top: 0px; margin-bottom: 0px; font-weight: normal; line-height: 20px; padding-left: 10px;">(1)、未保价的快件，丢失、毁坏、损少，物品最高赔偿不超过300元/票，文最高不超过100元/票，另有约定的按照约定办理；</p><p class="timevalue-scontent" style="margin-top: 0px; margin-bottom: 0px; font-weight: normal; line-height: 20px; padding-left: 10px;">(2)、文件按100元/票赔偿，如核销单、提单等重要文件按（3）、（4）规定保价和付费赔偿；</p><p class="timevalue-scontent" style="margin-top: 0px; margin-bottom: 0px; font-weight: normal; line-height: 20px; padding-left: 10px;">(3)、单票价值在2000元（含）以内的，保价费为保价金额的0.1%，如快件丢失、损毁、减少的，按保价赔偿，最高不超过2000元；</p><p class="timevalue-scontent" style="margin-top: 0px; margin-bottom: 0px; font-weight: normal; line-height: 20px; padding-left: 10px;">(4)、寄件人确认交寄的快件单价不超过叁万元人民币。价值在2000元以上的，保价费为保价金额的1%，如快件丢失、损坏、短少的，按照实际价值赔偿，最高不超过快件的保价金额；</p><p>10、本协议所称快件的“价值”，是指快件本身物理性质所具备的的价；所谓“损失”，不包括其可能获得的收益、利润、实际用途、商业机会、商业价值等任何直接或间接损失。</p><p>11、免责事由从法律、法规规定。未尽事宜可由协议双方另行商定，在本详情单正面“备注”栏内注明。</p>";s:28:"common_share_giving_integral";s:2:"10";s:20:"common_default_theme";s:7:"Default";s:19:"common_baidu_map_ak";s:24:"XSdiGjfg3wOHiKjpYEMG6CYA";s:19:"home_email_user_reg";s:58:"<p>用户注册，你的验证码是&nbsp;&nbsp;#code#</p>";s:26:"home_email_user_forget_pwd";s:58:"<p>密码找回，你的验证码是&nbsp;&nbsp;#code#</p>";s:29:"home_email_user_email_binding";s:87:"<p style="white-space: normal;">邮箱绑定，你的验证码是&nbsp;&nbsp;#code#</p>";}
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diff --git a/service/Public/Common/Js/Common.js b/service/Public/Common/Js/Common.js
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--- a/service/Public/Common/Js/Common.js
+++ b/service/Public/Common/Js/Common.js
@@ -563,6 +563,8 @@ $(function()
 	{
 		$('.chosen-select').chosen({
 			inherit_select_classes: true,
+			enable_split_word_search: true,
+			search_contains: true
 		});
 	}
 	// 多选插件 空内容失去焦点验证bug兼容处理
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